Many people think that theft or disaster will never happen to them. They look on insurance as something that has to be paid grudgingly and they make sure that they are insured for the minimum – or not at all!
And yet at some stage in our lives it is likely that we will have to claim on our insurance for some mishap - it is just a question of when. So you should never underinsure your life or your property as this is a real false economy.
You know how it is, you see a film or a new restaurant on uknetguide, you are only gone for a few hours, but when you get back the house has been broken into. Or you go on an expensive holiday and fall sick – it can cost a fortune in some countries to get treatment. (more...)