Do not Fall into the Trap

Many people think that theft or disaster will never happen to them. They look on insurance as something that has to be paid grudgingly and they make sure that they are insured for the minimum – or not at all!

And yet at some stage in our lives it is likely that we will have to claim on our insurance for some mishap - it is just a question of when. So you should never underinsure your life or your property as this is a real false economy.

You know how it is, you see a film or a new restaurant on uknetguide, you are only gone for a few hours, but when you get back the house has been broken into. Or you go on an expensive holiday and fall sick – it can cost a fortune in some countries to get treatment.

I have had to claim on insurance once in my life already and boy was I glad of adequate insurance. I was travelling in America and had a bad asthma attack.

Luckily, nothing too serious but a couple of clinic appointments costing over £400 – this was covered quickly and efficiently by my annual travel policy and the premiums did not even increase for the next year. You can never plan for the unexpected but you can prepare against it.